How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate your insurer files with your state's DMV proving you carry liability coverage. Required after DUI, multiple violations, or driving uninsured — filing typically adds $25–$50 to your policy fee.
Non-Owner SR-22
Non-owner SR-22 policies satisfy state filing requirements without insuring a specific vehicle. Used by suspended drivers who don't own a car but need coverage to reinstate their license.
Liability Insurance
Liability coverage pays for damage and injuries you cause to others in an accident. Every state sets minimum liability limits — Wisconsin requires 25/50/10, meaning $25,000 per person, $50,000 per accident, $10,000 property damage.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance or insufficient limits. Required in 22 states and recommended in high-uninsured-driver-rate regions.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers — those with suspensions, DUIs, lapses, or multiple violations. Rates run 50–150% higher than standard market but provide required coverage when standard carriers decline.
