Wisconsin SR-22 Auto Insurance
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SR-22 Insurance — Appleton, WI

Appleton SR-22 filers with suspended licenses typically pay $110–$180/month for liability coverage, about 15% higher than Wisconsin's statewide average due to College Avenue corridor congestion and elevated uninsured motorist rates in northeast Outagamie County.

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Rates From Carriers Serving Appleton, Wisconsin

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What Affects Rates in Appleton

  • The College Avenue commercial strip from Richmond Street to Lawe Street sees some of the highest accident frequency in the Fox Cities region. Carriers price SR-22 policies higher for drivers with Appleton addresses in the 54911 and 54914 ZIP codes due to rush-hour congestion and pedestrian density near Lawrence University.
  • US-41 runs directly through Appleton and connects to Oshkosh and Green Bay, making it a high-visibility DUI enforcement corridor. Suspended drivers reinstating after DUI violations face closer underwriting review and longer SR-22 filing periods if the violation occurred on this route.
  • Outagamie County recorded four tornado events between 2021 and 2024, including an EF-1 that struck Central Park on the Fox River in May 2024. Comprehensive coverage costs more in Appleton than in rural Wisconsin counties, and carriers often require full coverage even for non-owner SR-22 filers if the suspension involved an at-fault accident.
  • Northeast Appleton and the Darboy area have higher uninsured motorist claim frequency than the statewide average. Suspended drivers seeking reinstatement should budget for uninsured motorist coverage even if Wisconsin law does not require it, as carriers view it as a risk offset.
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Coverage Recommendations

Cost estimates are based on available industry data and vary by driver profile. These are not insurance quotes.

SR-22 Insurance

Appleton drivers reinstating after Highway 41 DUI arrests or College Avenue at-fault accidents face 3-year SR-22 filing requirements and elevated premiums.

$110–$180/month

Estimated range only. Not a quote.

Non-Owner SR-22

Common in Appleton for suspended drivers living in downtown apartments or using Valley Transit, who need proof of insurance without owning a car.

$40–$75/month

Estimated range only. Not a quote.

Liability Insurance

Appleton carriers enforce strict underwriting for suspended drivers seeking state minimum coverage, especially after violations on College Avenue or Highway 41.

$85–$140/month

Estimated range only. Not a quote.

Uninsured Motorist Coverage

Northeast Appleton and Darboy see higher uninsured motorist claim frequency, making this coverage a risk offset that lowers SR-22 premiums for some carriers.

+$15–$30/month

Estimated range only. Not a quote.

Nearby Cities

Green BayOshkoshNeenahMenasha